Investment Planning

By MERISTEM 5 years agoNo Comments
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This involves investment of the clients’ resources in different asset classes such as capital and money market instruments, Real Estate and other investment instruments for the purpose of achieving their investment goals. Decision making on asset allocation of the clients’ resources could be in conjunction with the client or at our sole discretion.

In order to invest successfully, we design a portfolio management process to ensure that your investments are managed as a spectrum of diversified investments rather than unrelated individual holdings. A Meristem Wealth portfolio management mandate allows you to sit down with your relationship manager and define your investment policy. This investment policy defines your investment objectives (e.g. preservation of capital, risk tolerance, expected rate of return), constraints (e.g. client’s values or ethics) and management style of the various asset classes contained in your portfolio. We then transform these investment policies to a tailor-made portfolio suited to your person.

Instruments designed to achieve our clients’ goals are:


Our equities selection process which involves rigorous technical and fundamental analysis of stocks across sectors, coupled with our understanding of market expectations form the basis for all our investment decisions.

Real Estate:

We provide Real Estate investment advisory services, sale/purchase transactions, property valuation, property insurance advice, project advisory, property management and real estate portfolio management across geographies.

Fixed Income:

Specifically targeted at individuals who seek to build a long-term portfolio of funds with the primary objectives of capital preservation, steady stream of income and minimal exposure to risk. Investment instruments used include the Federal Government & State Government Bonds, as well as Treasury Bills.

Structured Products:

These are investment products that are developed specifically to meet our clients’ financial needs by combining different assets in a way that reflects their risk tolerance. Structured products are used in diversifying investment risk. The weight attached to each asset class is dependent on each client’s risk tolerance. For a risk adverse investor, higher weight will be allocated to assets with fixed income characteristics. Treasury bills, Euro-bonds, Real estate, currencies, domestic equities, global equities, derivatives etc are among the asset classes that are combined in several ways to create structured products.

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